Site Loader
Rock Street, San Francisco

California Government Sees Importance Of Dental Coverage

The Medi-Cal program, which provides health care coverage for qualifying California residents – announced this month that it will restore dental coverage benefits to its beneficiaries who lost their coverage as a result of state budget cuts in 2009. With the restored benefits, more Californians will be able to receive important dental care coverage that they had to go without for a portion of last year. The Medi-Cal program is offered through Health Net of California.

Many health insurance plans provide optional dental benefits for their plan subscribers. The optional dental health insurance benefits come with an additional monthly fee. Health insurance subscribers are not required to enroll in a dental health insurance coverage option even when they enroll in a health insurance plan. However, consumers should be aware that dental services and products are not covered under standard health insurance plans unless subscribers opt for dental coverage.

“Dental benefits are just as essential as medical benefits,” said Robert Shechet, DDS, director of dental programs for Health Net of California. “Studies have shown that poor dental health can lead to heart attacks, strokes, premature or low-birthweight deliveries, diabetes complications and other serious medical conditions. Through this offering, Health Net is helping Medi-Cal beneficiaries be healthier.”

The Medi-Cal program through Health Net provides comprehensive medical benefits to nearly 450,000 beneficiaries in Los Angeles County. Health Net of California provides Medi-Cal coverage in 10 counties across California, reaching more than 700,000 individuals. In addition to the Medi-Cal coverage that Health Net provides, it also provides Health Families coverage to about 150,000 consumers in 35 counties across California.

With specific regards to dental coverage, Health Net provides dental health care coverage to about 50,000 Medi-Cal participants in Sacramento and Los Angeles and to an additional 90,000 beneficiaries of the Health Families program.

Health Net has already been providing substitute dental coverage for Medi-Cal beneficiaries who lost coverage in the 2009 cutbacks. “Health Net is committed to helping Californians be healthy,” said Dave Meadows, Health Net of California’s vice president of State Health Programs. “We believe we are the only health plan in California extending dental benefits to adult beneficiaries, and providing substitute dental benefits to adults in the Medi-Cal program until the usual or similar benefits are restored is one more way we are working to preserve California’s medical and dental safety net.”

“Continued access to dental care is crucial for Medi-Cal beneficiaries, and even more so for those with disabilities and other challenging medical conditions,” said Irma Resendez, founder and president of Familia Unida, a non-profit organization serving thousands of individuals and families affected by multiple sclerosis and other conditions in Southern California. “Too often, we see people whose dental conditions deteriorate and later become medical problems because they do not have coverage for dental care and cannot afford to visit a dentist.”

California health insurance consumers should take time now to reexamine their health insurance plans to ensure that they have dental coverage. Unless they have specifically requested the optional dental …

Bridge The Gap With Medical Bridge Insurance

Medical bridge insurance is a type of insurance that bridges the gaps that occurs in some traditional policies. It is a known fact that no insurance pays 100% unless the out-of-pocket limit has been met. If this happens, then you have already experienced some major medical bills. In some cases bridge insurance can eliminate the entire portion of cost to the employee. This type of insurance can help provide coverage for confinement to a hospital, and other medical bills.

Those people that are lucky enough to work for a company that offers health benefits can still experience a financial loss. There are deductibles, co-pays, and co-insurance that still have to be paid. And that is on top of high promotions. Would not it be nice to have a low premium insurance that helps with these expenses in times of sickness?

The flexibility of medical bridge insurance offers various options. They are employee, one-parent families, two-parent families, and employee and spouse. This type of policy is priced very competitively so that makes it a great choice if you are looking for some type of supplement insurance.

Another benefit to this supplement is that you can sometimes afford to select your main health insurance with a higher deductible. This will make your promotions much less each month. If you do get sick, the bridge policy can help take up the slack and help keep your finances in good shape.

Talk to your benefit coordinator and see if there are options at your place of employment for medical bridge insurance. If there is not anyone assigned to your company as beneficiary coordinator, you can get the information you need through the human resource department or your manager.

It is good to know that supplementary insurance is not just for the elderly anymore. A medical bridge insurance policy is a safety net that is affordable to everyone. Investigate yourself, and see if this is protection you would like to have. …

Building Muscle – What Is The Best Way?

Many people interested in making their bodies the best they can be are not only interested in weight loss, but in building muscle as well. This makes total sense. If you have ever seen someone who has lost a significant amount of weight without exercising, you will understand the need for building up the body’s muscles. When there is no muscle to replace the fat that was lost, it becomes saggy. In some cases, this is massively so. This is one of the biggest reasons for advocating exercise along with a good eating plan for people who wish to lose weight.

There are many safe ways to go about building muscle, even if you are not a professional body builder. You can visit your local gym and speak to a trainer. This is a person who knows what you will and will not be capable of doing. He or she will set up a work out program focusing on strengthening your muscles as you lose weight. In this way, your muscles will be in place when the excess fat comes off of you. So, instead of looking saggy, you will be not only be slimmer, but muscular in the just the right areas.

If you have been researching programs for building muscle, you most likely have seen just how many different books and DVDs are available on the subject. In fact, there are so many to choose from, each claiming to be THE perfect one, that you may find yourself just giving up on the whole idea. You don’t have to do that. It may take a little work on your part, but it is very possible to find a good, honest, and effective program just for you. Start by reading some reviews from real people on some of the more popular programs, and work from there.

Building muscle should not be a tedious project for you. Therefore, you will want to do something that you can safely do without hurting yourself. Your muscle building exercises really do not have to hurt you in order for them to work. It may be that you need something a bit easier to begin with. There are programs available just for beginners. If you have performed muscle building routines in the past, you may be able to start with a slightly more advanced program. Whatever you choose, make sure it is something that you will be able to do, and stick to as long as it takes to work.…